7 Best Budgeting Apps in India (2025) to Track Expenses & Save Money

Managing money is not easy—especially in today’s digital world where we spend through UPI, cards, wallets, and subscriptions. Budgeting apps can simplify this process. In this blog, we’ll explore the best budgeting apps in India (2025) that help you track expenses, control spending, and save more efficiently.

1. Moneyview – Best for Automatic Expense Tracking

Moneyview is one of the most popular expense tracker apps in India. It reads your SMS notifications to automatically categorize spending.

Features:

·                     Auto-sync expenses from SMS and bank messages

·                     Weekly and monthly insights

·                     Budget alerts and reminders

👉 Best for working professionals who want automation.

2. Axio (formerly Walnut) – Great for Bill Reminders

Axio is well-known for bill tracking and reminders. It also helps you split bills with friends, making it perfect for students and young professionals.

Features:

·         Tracks credit card and bank expenses

·         Bill payment reminders

·         Easy interface

👉 Best for students and people with multiple subscriptions.

3. Wallet: Budget Expense Tracker – Visual Budget Planner

Wallet is perfect if you want a visual overview of your budget with charts and analytics.

Features:

·         Income & expense reports

·         Multi-currency support

·         Budget planning tools

👉 Best for families who want detailed financial planning.

4. Monefy – Simple & Easy to Use

If you like simplicity, Monefy is a clean money management app with a minimal design.

Features:

·         Quick manual entry for cash expenses

·         Multiple categories for budgeting

·         Works offline

Ideal for new users looking for a basic budgeting app.

5. FinArt – AI-Based Family Expense Tracker

FinArt is designed for families, with AI-based tracking and subscription management.

Features:

·         Auto-track expenses via SMS

·         Family sharing option

·         Subscription and recurring bill tracking

👉 Best for households managing shared expenses.

6. Spendee – Budgeting with Shared Wallets

For couples or roommates who wish to coordinate their shared spending, Spendee is helpful.

Features:

·         Shared wallets for groups

·         Supports digital wallets and bank sync

·         Colorful charts and reports

👉 Best for couples and friends managing group expenses.

7. ET Money – Complete Financial Management

ET Money is more than just a budgeting app. It offers investment tracking, mutual funds, insurance, and expense management.

Features:

·         Tracks expenses + investments

·         SIP & mutual fund management

·         Personalized financial advice

Professionals who want to utilize a single app for money and investing will find it ideal.

 Help in Choosing the Best Budgeting App

·         Choose automatic tracking if you use UPI and cards a lot

·         Check if the app supports manual cash entry

·         Look for budget alerts & reminders

·         Always review the privacy policy before allowing SMS or bank access

Conclusion

If you’re just starting, Moneyview and Axio are the best budgeting apps in India for 2025. ET Money and Spendee are excellent choices if you require additional features. 

👉  Developing better financial habits and saving for your objectives are the main objectives of a budgeting tool, which goes beyond simple tracking.